As the Consumer Data Right (CDR) becomes a nationwide mandate, supporting CDR is not optional for wallet apps. CDR-compliant APIs must handle: - Explicit and revocable consent management - Data minimization enforcement - AU-specific CDR schemas - Uptime and rate-limit SLAs zngx — or zngx.io — is a CDR-native API https://stevep306opo1.blgwiki.com/user